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Choosing the Right CCRC

One of your biggest concerns as you age may include who will take care of you when you need care the most. Fortunately, a CCRC—or, continuing care retirement community—provides an opportunity for you to get both the physical and emotional care you need as you get older. This article explains how to choose the right CCRC so that can you enjoy your senior years to the fullest.

Entering a Community
You’ll likely have to provide personal information, such as your financial situation, health condition and age, when applying to enter a CCRC. You should also be prepared to complete a medical examination. In addition, before signing a contract, it’s wise to review all clauses about transferring to different levels of care during your time at the community as well as go over the CCRC’s care and housing responsibilities. You’ll also want to make sure that the cost of your desired CCRC is within your budget; many CCRCs require down payments or entry fees as well as monthly fees.

Safety and Health
Another special consideration when selecting a CCRC is whether or not the facility features a call system for emergencies and has devices for fall protection, including grab bars in bathrooms and hand rails. The facility also should be handicapped-accessible. Furthermore, if you have a special need—such as dementia or a special meal plan for diabetes—it may be helpful to ask the staff about their expertise in these areas. In addition, does the CCRC offer regular medical care, and does it feature rehabilitation specialists and physical therapists? These are also wise questions to ask before signing on the dotted line of a CCRC contract.

Features
Although cost and safety are two of the most important factors when choosing your ideal CCRC, you also need a place that will give you the best quality of life possible. For this reason, it helps to choose a community where your living space feels homey and where you have plenty of bathroom and kitchen space. Other valuable amenities include the type of food served as well as the availability of tennis courts, swimming pools, beauty shops and even libraries on the premises. Feeling safe and having fun in a space that is affordable long-term couldn’t be a better gift to yourself during your retirement years.

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